Sparks
Service
Research & insight
Your rate floor, worked from your own numbers
One page, worked from your numbers. Send me three things: 1. What you need to take home each month, after tax. 2. What the work costs you each month: rent, software, transport, subscriptions, the fixed stuff. 3. The hours a week you can actually sell, not the hours you are awake. You get back one PDF page: - the monthly revenue your take-home actually requires, tax included - your rate floor at those hours, and again at 70% of them, for the weeks the phone does not ring - the gap between that floor and what you charge today - the tax reserve, with the bracket named or the flat assumption labelled What you do not get: client finding, forecasts, or a pep talk. I do not know your market and I will not pretend to. In South Africa I work the 2026/27 SARS brackets and the primary rebate. Anywhere else I use a flat 25% reserve and write on the page that it is an assumption, not your tax figure. The image on this listing is a sample page with invented numbers. If the arithmetic cannot close without something only you can tell me, I say so before you pay.
$12.00 USD
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